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How Title Insurance Protects All Homebuyers
Whether you’re purchasing a new or existing home, or refinancing, title insurance protects you against any problems affecting the title to your home. The Basics There are two types of title insurance: the owner’s policy and the lender’s policy. The owner’s policy...
FIRPTA – What’s it all about and why do we care?
Posted with permission from author and underwriter, Allan Dick, Vice President/Central Division Underwriter for WFG National Title Insurance Agency FIRPTA (the Foreign Investment in Real Property Tax Act of 1980, as amended), seems to have been a hot topic of late. In...
Net Sheet App – New & Improved!
In case you haven't heard, the Capital Title Net Sheet App, PalmAgent ONE, is NEW and IMPROVED! It's quicker (really!), you can do a Net Sheet or Buyer Estimate in 30 seconds! It has more marketing tools, too (cool Instagram filters, social media posts /...
6 Selling Mistakes
http://videotap.wistia.com/medias/zimd5fb2su?embedType=async&videoFoam=true&videoWidth=640 If you’re selling, don’t do these things - take some notes from the video! 1. Don’t Sell Before The House Is Ready. If it doesn’t present well, it won’t sell well. 2....
What Is Equity?
http://videotap.wistia.com/medias/9ientyihyc?embedType=async&videoFoam=true&videoWidth=640 Equity is the value YOU own in property such as a house. It’s the difference between what’s OWED and what the property is WORTH in the current...
What Are Real Estate Commissions?
http://videotap.wistia.com/medias/q1y0dsw6z9?embedType=async&videoFoam=true&videoWidth=640 Like the video says - real estate agents aren’t paid by the hour!They’re paid a percentage of the purchase price in a successful real estate...
What Is “Prime”?
http://videotap.wistia.com/medias/88fd1c423m?embedType=async&videoFoam=true&videoWidth=640 The Prime Lending Rate - sometimes just called “Prime” - is the interest rate that banks charge each other for overnight loans. Some consumer...
What Are Discount Points?
http://videotap.wistia.com/medias/2aiygcn0r2?embedType=async&videoFoam=true&videoWidth=640 Discount points allow you to lower your interest rate. While this video simplifies things to help you remember, “points” are essentially prepaid interest...
What Is An Escrow Account? Do I Need One?
http://videotap.wistia.com/medias/wg778uxsro?embedType=async&videoFoam=true&videoWidth=640 As we show you in this video, an escrow account is an account, established by your lender, to set aside a portion of your monthly mortgage payment to cover annual...
What Steps Need To Be Taken To Secure A Loan?
http://videotap.wistia.com/medias/tv2x9cfzd6?embedType=async&videoFoam=true&videoWidth=640 You’ll see some pictures in this video to help you remember later, but the first step in securing a loan is to complete a loan application. To do so, you'll need...