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Blog
Welcome Ray Scodeller
Meet Our New Corporate Counsel, Ray Scodeller As a seasoned attorney, Ray has acquired experience in a variety of areas including real property, mortgage, condominium law, advertisement and judicial foreclosures as well as consumer financial services law, specifically...
Welcome Ray Scodeller
When Do I Get My Closing Disclosure?
http://videotap.wistia.com/medias/5vvq1on0nk?embedType=async&videoFoam=true&videoWidth=640 If an eligible loan proceeds from Estimate to closing, creditors must provide a Closing Disclosure form documenting the actual transaction terms and costs THREE business...
Closing Disclosures: Understanding Page One
http://videotap.wistia.com/medias/k8q9njvaub?embedType=async&videoFoam=true&videoWidth=640 The first page of your Closing Disclosure documents: The Loan Amount - the total you will actually borrow The Interest Rate - which does NOT include the fees factored...
Closing Disclosures: Important Additions
http://videotap.wistia.com/medias/al9s4owpcn?embedType=async&videoFoam=true&videoWidth=640 Page 4 of your Closing Disclosure is important. It is NOT just standardized form information that is identical for every loan. Review these terms: Assumption: can this...
Which Square Footage Figure Should I Use?
http://videotap.wistia.com/medias/vir80wbijc?embedType=async&videoFoam=true&videoWidth=640 Home size is one of the key figures used in comparisons. But you may have different measurements to choose from, as you'll learn in this video, including builder,...
Six Home-Selling Mistakes to Avoid
http://videotap.wistia.com/medias/zimd5fb2su?embedType=async&videoFoam=true&videoWidth=640 If you’re selling, don’t do these things - take some notes from the video! 1. Don’t Sell Before The House Is Ready. If it doesn’t present well, it won’t sell well. 2....
What Is An Appraisal?
http://videotap.wistia.com/medias/a5nwveqwh6?embedType=async&videoFoam=true&videoWidth=640 Every house is unique; appraisers are trained and licensed for expertise in putting a value on properties. Appraisers don’t work for the buyer or the seller;...
The Closing Process for Home Sellers
http://videotap.wistia.com/medias/yhxmip92ny?embedType=async&videoFoam=true&videoWidth=640 As this video explains, a signed sales contract doesn’t mean your house is sold. There are still financial, contractual and legal steps for both sides. The buyer has to...
After Your Loan Application…
http://videotap.wistia.com/medias/c41qvzqs9y?embedType=async&videoFoam=true&videoWidth=640 Once you've supplied the 6 required piece of information and included any other information the lender deemed necessary, you'll receive a Loan Estimate within 3 business...