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How Title Insurance Protects All Homebuyers
How Title Insurance Protects All Homebuyers Whether you’re purchasing a new or existing home, or refinancing, title insurance protects you against any problems affecting the title to your home. The Basics There are two types of title insurance: the owner’s policy and...
What’s a Qualified Mortgage?
http://videotap.wistia.com/medias/fiqvomy2o6?embedType=async&videoFoam=true&videoWidth=640 As this video explains, Federal laws put into effect in 2014 and supervised by the Consumer Financial Protection Bureau define lending practices and loan terms...
What’s Abilility to Repay?
http://videotap.wistia.com/medias/5uusyfx5e6?embedType=async&videoFoam=true&videoWidth=640 What are the “Ability to repay” rules about? In a nutshell, as this video shows, new laws require lenders to make a good-faith assessment of a borrower’s...
Capital Title Announces a New Division
President, Tom Lico, announced a new division last week; Commercial and New Construction. This will be headed up by Jason Seaver, Esq. Jason grew up in the industry with his father, Phil Seaver, as his mentor. He worked for Philip R. Seaver Title Company from a teenager, through its acquisition in 2009, and with it’s new parent…
What’s Debt-To-Income?
Measuring your existing debts against your existing income is one part of a lender’s required assessment of your ability to repay a loan.
Like the video says: debts are existing financial commitments; a car payment is a debt a grocery bill is not.
To calculate…
Closing Time: 6 Steps Every Homeowner Should Expect
Closing Time: 6 Steps Every Homeowner Should Expect Get owner’s title insurance and buy your home with confidence Your long home-buying journey is almost over. You found the home you love, the seller agreed to your offer and now it’s time for closing. Of course,...
Home Sales Tips: Prepping the Inside
http://videotap.wistia.com/medias/rx2vdii81b?embedType=async&videoFoam=true&videoWidth=640 For many homes and markets, professional help from someone in “staging” makes good financial sense. Like this video say, check your staging options first. If you are...
Capital Title Announces Get To Close Services
Capital Title Announces a New Venture Capital Title (Southfield, MI) is launching a new division under its umbrella, Get To Close Services. "Over the last year, we've noticed a trend in the marketplace when it came to the availability of quality contract closers,"...
Welcome Ray Scodeller
Meet Our New Corporate Counsel, Ray Scodeller As a seasoned attorney, Ray has acquired experience in a variety of areas including real property, mortgage, condominium law, advertisement and judicial foreclosures as well as consumer financial services law, specifically...