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What Questions Should I Ask When Looking At Homes?

http://videotap.wistia.com/medias/98hjb0x7iw?embedType=async&videoFoam=true&videoWidth=640 As you’ll see in this video, many of your questions should focus on potential problems and maintenance issues. Does anything need to be replaced? What things...

Is An Older Home A Better Value Than A New One?

http://videotap.wistia.com/medias/4pgkhrz0qp?embedType=async&videoFoam=true&videoWidth=640 Well, as this story shows, there isn't a definitive answer to this question. You should look at each home for its individual characteristics. Generally, older homes may...

How Do I Begin The Process Of Buying A Home?

http://videotap.wistia.com/medias/o5eui2uchn?embedType=async&videoFoam=true&videoWidth=640 Remember these pointers from the video: start by thinking about your situation. Are you ready to buy a home? How much can you afford in a monthly mortgage payment? How...

How Does Purchasing A Home Compare With Renting?

http://videotap.wistia.com/medias/nbblfoksog?embedType=async&videoFoam=true&videoWidth=640 Like the guy in the video says, the two don't really compare at all. The one advantage of renting is being generally free of most maintenance responsibilities. But by...

How Do Lenders Decide The Maximum Loan Amount That Buyers Can Afford?

http://videotap.wistia.com/medias/b71ajgf4w3?embedType=async&videoFoam=true&videoWidth=640 As you’ll see in the video, the lenders consider your debt-to-income ratio, which is a comparison of your gross (pre-tax) income to housing and non-housing...

How Can I Find Out Information About My Credit History?

http://videotap.wistia.com/medias/9ge33r5nrs?embedType=async&videoFoam=true&videoWidth=640 Watch this video and take a few notes! There are three major credit reporting companies: Equifax - www.equifax.com 1-800-685-1111 Experian - www.experian.com...

What Is A Credit Bureau Score And How Do Lenders Use Them?

http://videotap.wistia.com/medias/li8xbwq396?embedType=async&videoFoam=true&videoWidth=640 As we show you in this video, a credit bureau score, or “credit score” is a number based upon your credit history that represents the possibility that you...

How Are Pre-Qualifying And Pre-Approval Different?

http://videotap.wistia.com/medias/35faaloc54?embedType=async&videoFoam=true&videoWidth=640 Watch this video and it’ll make sense. Pre-qualification is an informal way to see how much you maybe able to borrow. You can be 'pre-qualified' over the phone...

What Is The Best Way To Compare Loan Terms Between Lenders?

http://videotap.wistia.com/medias/pvadtpxioq?embedType=async&videoFoam=true&videoWidth=640 Watch this video and take a few notes! First, devise a checklist for the information from each lending institution. You should include: the company's name and basic...

What Do I Get At Closing?

http://videotap.wistia.com/medias/r9c5vu0bxj?embedType=async&videoFoam=true&videoWidth=640 For most real estate loans, you will receive a Closing Disclosure 3 business days before loan consummation – which frequently happens at the closing meeting. At...