Blog
Blog
Title Companies…More Than Just Paper Pushers!
When you embark on the journey of buying or selling a home, you often find yourself caught up in the excitement of choosing the perfect property, negotiating offers, and envisioning new beginnings. However, lurking behind the scenes, ensuring that everything goes...
3 Ways ClosingLock Provides Peace of Mind
At Capital Title, we know that buying or selling a home is one of the biggest milestones in life. But with all the excitement, there’s one thing that can cause real stress—keeping your personal and financial information safe. That’s why we invested in a new secure and...
A Message of Gratitude from Capital Title
Looking Back As we approach the end of 2024, we wanted to take a moment to express our heartfelt appreciation for your support and loyalty. It has been an honor to serve you throughout 2024. We are grateful for the trust you have placed in us to handle your title and...
Title: Capital Title and Homesuite Partner Up for a Sweet and Savory Giving Tuesday Fundraiser
On this year's Giving Tuesday, Capital Title and the other Homesuite companies (Insurance One, John Adams Mortgage/Total Home Lending, and Rental Management One) teamed up to host a Soup & Dessert fundraiser to benefit Forgotten Harvest, a local food bank that...
Capital Title Participates in the Habitat for Humanity Women’s Build in Washtenaw County
Habitat for Humanity Women Build is an empowering initiative that brings together women from all walks of life to address the affordable housing crisis. This annual event encourages women to take an active role in building homes, communities, and hope for families in...
Unlocking the Secrets of Title Insurance: A Deep Dive for Michigan Homebuyers and Sellers
Understanding the Foundation of Title Insurance Title insurance might seem like just another box to check off in the home buying or selling process, but it serves as a crucial safeguard in real estate transactions. It’s a protective measure that ensures the buyer’s...
Through the Eyes of Christmas
by Tom Lico, President of Capital Title The garland and lights are wrapped around the lampposts lining Main Street. The shopping malls are decorated as well, and the newspapers are littered with the Christmas sales. We have all enjoyed this view of Christmas, but...
Insuring the “Gap”
During a typical real estate transaction, we provide a title policy to the buyer, seller or lender. We also offer closing services to ensure a smooth transfer of ownership. However, some clients may opt to close a transaction without the assistance of a title...
6 Pieces of Information That Make A TRID Loan Application
http://videotap.wistia.com/medias/jn9whexu95?embedType=async&videoFoam=true&videoWidth=640 Submitting these 6 pieces of information: Name Income Social Security Number Property Address Estimated Value of Property Mortgage Loan Amount sought constitutes a valid...
Loans Not Covered by TRID Disclosures
http://videotap.wistia.com/medias/sd97kctn2j?embedType=async&videoFoam=true&videoWidth=640 Creditors must continue to use the Good Faith Estimate, Truth-In-Lending Disclosure and the HUD-1 form for reverse mortgages, HELOCs, mobile home or other non-attached...