Blog

Capital Title Participates in the Habitat for Humanity Women’s Build in Washtenaw County

Habitat for Humanity Women Build is an empowering initiative that brings together women from all walks of life to address the affordable housing crisis. This annual event encourages women to take an active role in building homes, communities, and hope for families in...

Through the Eyes of Christmas

by Tom Lico, President of Capital Title The garland and lights are wrapped around the lampposts lining Main Street. The shopping malls are decorated as well, and the newspapers are littered with the Christmas sales. We have all enjoyed this view of Christmas, but...

Insuring the “Gap”

During a typical real estate transaction, we provide a title policy to the buyer, seller or lender. We also offer closing services to ensure a smooth transfer of ownership. However, some clients may opt to close a transaction without the assistance of a title...

6 Pieces of Information That Make A TRID Loan Application

http://videotap.wistia.com/medias/jn9whexu95?embedType=async&videoFoam=true&videoWidth=640 Submitting these 6 pieces of information: Name Income Social Security Number Property Address Estimated Value of Property Mortgage Loan Amount sought constitutes a valid...

Loans Not Covered by TRID Disclosures

http://videotap.wistia.com/medias/sd97kctn2j?embedType=async&videoFoam=true&videoWidth=640 Creditors must continue to use the Good Faith Estimate, Truth-In-Lending Disclosure and the HUD-1 form for reverse mortgages, HELOCs, mobile home or other non-attached...

Meet Our Legal Team

Spotlight on Title Insurance: Protecting Your Property Rights

https://www.youtube.com/watch?v=glN3kRValBw

Don’t Let Your Deal Crumble

https://youtu.be/q8wxb7DJA_8

Loans Covered By TRID Disclosures

http://videotap.wistia.com/medias/klaw088gos?embedType=async&videoFoam=true&videoWidth=640 TRID rules apply to MOST consumer credit transactions secured by real property. These include mortgages, refinancing, construction-only loans closed-end home-equity...

TRID: What Lenders Must Disclose

http://videotap.wistia.com/medias/qknd3i9xrn?embedType=async&videoFoam=true&videoWidth=640 Federal “disclosure” forms define the information that creditor businesses MUST provide to consumers applying for real estate loans. As of Oct 1, 2015 lenders must...